Understanding Financial Infidelity

Nothing says dream smasher like Financial Infidelity. You have a dream of adopting a baby or trying to conceive through fertility and you realize that you need a substantial amount of money. Then you discover that your spouse has racked up $15,000 on a credit card that you weren’t aware they had. It’s like the … Continue reading Understanding Financial Infidelity

Should I Borrow From My 401(k) To Pay For Adoption/Fertility?

  “You’ll need $17,500 for the full IVF cycle.” I remember the doctor saying this as we sat in his office discussing our options. We struggled with male infertility, which according to our doctor wasn’t uncommon. 1 in 8 couples struggle with infertility and 50% of them are male infertility. I don’t know if that … Continue reading Should I Borrow From My 401(k) To Pay For Adoption/Fertility?

Fostering a child can change BOTH your lives.

In 2015 my husband and I found out that our daughter was going to have a biological sister. The mother kept testing positive for drugs during her pregnancy and we believed that DCS would take the baby. We started Path classes to become certified to be a foster home. We left messages for the caseworker … Continue reading Fostering a child can change BOTH your lives.

How To Use The IRS Withholding Calculator to FIND Money

I'm in love with calculators. There's something satisfying with someone else calculating some numbers and coming up with the answer. You have to understand that I hated math in high school. If it wasn't for the super cute teacher that looked like Superman, I probably would have hated it even more. That's why it's so … Continue reading How To Use The IRS Withholding Calculator to FIND Money

10 Steps For Your Adoption/Fertility Goal

This week I was driving kids to school and I heard the following conversation. My 6 year old, "Mommy, this morning we saw a deer." "A REINDEER!!!" My 4 year old says. "No," his sister say, "They aren't real." "Yes, they are," I interject. "Can they fly?", she wanted to know. "Nope", I reply. "Is … Continue reading 10 Steps For Your Adoption/Fertility Goal

Love Is A VERB

A verb requires ACTION. To love someone requires you to DO something about it. It's not butterflies or giddy feelings, although it might start off like that. My grandparents were a perfect example of love for me. I remember my grandma sitting on my grandpa's lap and calling him "Buddy" and giving him a kiss … Continue reading Love Is A VERB

I Just Can’t Say “NO”

One afternoon, I looked out my window and saw 2 guys in Polo's and shorts approaching my house with clipboards. I knew immediately that they were trying to sell something and I just didn't want to say "NO" to yet another person trying to get me to buy weed killer, grass fertilizer, or whatever they … Continue reading I Just Can’t Say “NO”

My Financial Advice to Xennials

I'm a Xennial, (to find out if you are a Xennial, click on the link and take the quiz). It's the generation between Millennial and Generation X. I remember walking from the Junior High, through the High School hallway to the typing class at the other end of the building. (Our school was small) I still … Continue reading My Financial Advice to Xennials