How The Military Can Prepare Financially for Adoption or Fertility

About 4 years ago I was sitting at a Yellow Ribbon event for a Army reserve unit in Georgia. A couple came in to see me to discuss their finances. They were both older, no children, and facing a deployment. As we began to discuss their finances, they seemed to want to talk about something, but they seemed embarrassed to talk about it. I thought they were embarrassed about how they were managing their finances, but as I asked more probing questions, the truth finally came out. We discussed how the military can prepare financially for adoption or fertility because they wanted to borrow money to pay for IVF. Read More

Steps to set up a business to raise money for Adoption or Fertility

We want to make enough money to have a debt-free adoption or fertility procedure. So, if you are making more than $3,000, you’ll want to be able to take advantage of tax deductions and change it from a hobby business to a for-profit business. Read More

The Greatest Obstacle to Adoption

It’s one thing to read about ways to Decrease Expenses and another to execute it. You may have had good intentions before. Let’s change your mindset about the mistakes you’ve made. I want you to think about what it will feel like when the judge says, “This child is officially yours.” or When the doctor says, “It’s a girl.” That is the reason for you decreasing expenses. That is what should motivate you to change your spending habits. Read More

Book Review of Jen Sincero’s You Are a Bad*** At Making Money

This article may contain affiliate links, but each link has the Saver/Security Money Personality pledge. I only recommend if my Saver/Security Money Personality would actually buy it. I’ve teamed up with Devon Baeza, a fertility financial coach, to talk about our Money Mindset once a month on Family Money Coaching’s podcast. Be sure to subscribe… Read More

Book Review of Jen Sincero’s You Are a Bad*** At Making Money

This particular section of the book really struck me deep. Positive thoughts will bring you what you desire and negative thoughts will push them away. I look back on my life and I think of moments that I just knew everything something was going to happen. Jen Sincero gives 5 ways our thoughts work. Read More

Understanding Financial Infidelity

Nothing says dream smasher like Financial Infidelity. You have a dream of adopting a baby or trying to conceive through fertility and you realize that you need a substantial amount of money. Then you discover that your spouse has racked up $15,000 on a credit card that you weren’t aware they had. It’s like the… Read More

7 Resources for Adopting Debt Free

I love hearing stories of people successfully raising money to adopt. I see the hard work they put into the process and it’s the best feeling in the world to see their hard work payoff. That’s how I felt listening to Melinda Simmons talk to me about their journey to raise $36,000 for their international… Read More

Should I Borrow From My 401(k) To Pay For Adoption/Fertility?

  “You’ll need $17,500 for the full IVF cycle.” I remember the doctor saying this as we sat in his office discussing our options. We struggled with male infertility, which according to our doctor wasn’t uncommon. 1 in 8 couples struggle with infertility and 50% of them are male infertility. I don’t know if that… Read More