How The Military Can Prepare Financially for Adoption or Fertility

About 4 years ago I was sitting at a Yellow Ribbon event for a Army reserve unit in Georgia. A couple came in to see me to discuss their finances. They were both older, no children, and facing a deployment. As we began to discuss their finances, they seemed to want to talk about something, but they seemed embarrassed to talk about it. I thought they were embarrassed about how they were managing their finances, but as I asked more probing questions, the truth finally came out. We discussed how the military can prepare financially for adoption or fertility because they wanted to borrow money to pay for IVF. Read More

Overcoming The Emotional Stigmas of Infertility

On today’s episode on The Adoption and Fertility Finance Show, host Laura Coleman interviews Frances Jones, author and fertility coach from Hearts Desires Fulfillment Coaching. Frances shares deep feelings about her 20 year infertility journey and how she came to terms with her desire to be a mother and the reality of her infertility. Read More

Using Your HSA for Fertility Costs

When money leaves my hands, I want to know that it’s had a purpose. Did I use every financial trick to my advantage or did I just blow it into the wind? When it comes to fertility, there are so many emotions attached to this money. It’s nice to know that you’ve spent some time logically making this decision. Before you spend your money, be sure you’ve taken advantage of all tax benefits, discount programs, and your health savings account. Read More

What do a Clinical Social Worker and a Financial Coach say about marriage, money, and fertility?

Laura Coleman interviews Daniel Eck, MS, LCPC, a clinical professional counselor with 6 years of experience. They talk about how to keep a marriage strong during fertility. They discuss some of the unique emotional challenges that couples undergoing fertility deal with and Daniel suggests some healthy coping mechanisms. Read More

Does Your Money Personality Say Yes to IVF?

https://www.podbean.com/media/share/pb-jcedu-a06f5f Did you know that your Money Personality affects your decision about whether to do IVF, IUI, natural cycle IVF, or not to do fertility at all? Listen to the raw and real conversation about how a Saver and Spender made their decisions during the fertility process.

Understanding Financial Infidelity

Nothing says dream smasher like Financial Infidelity. You have a dream of adopting a baby or trying to conceive through fertility and you realize that you need a substantial amount of money. Then you discover that your spouse has racked up $15,000 on a credit card that you weren’t aware they had. It’s like the… Read More

Should I Borrow From My 401(k) To Pay For Adoption/Fertility?

  “You’ll need $17,500 for the full IVF cycle.” I remember the doctor saying this as we sat in his office discussing our options. We struggled with male infertility, which according to our doctor wasn’t uncommon. 1 in 8 couples struggle with infertility and 50% of them are male infertility. I don’t know if that… Read More

How To Use The IRS Withholding Calculator to FIND Money

I’m in love with calculators. There’s something satisfying with someone else calculating some numbers and coming up with the answer. You have to understand that I hated math in high school. If it wasn’t for the super cute teacher that looked like Superman, I probably would have hated it even more. That’s why it’s so… Read More