When money leaves my hands, I want to know that it’s had a purpose. Did I use every financial trick to my advantage or did I just blow it into the wind? When it comes to fertility, there are so many emotions attached to this money. It’s nice to know that you’ve spent some time logically making this decision. Before you spend your money, be sure you’ve taken advantage of all tax benefits, discount programs, and your health savings account.
I feel like a fertility veteran. Five times I went into the stirrups for embryo transfer. It wasn’t fun. One of my egg retrievals, I chose not to do medication because we were only retrieving one egg. The doctor decided that two more eggs were ready and retrieved them as well. That was THE MOST … Continue reading Utilizing The Health Savings Account During Fertility
https://www.podbean.com/media/share/pb-jcedu-a06f5f Did you know that your Money Personality affects your decision about whether to do IVF, IUI, natural cycle IVF, or not to do fertility at all? Listen to the raw and real conversation about how a Saver and Spender made their decisions during the fertility process.
Nothing says dream smasher like Financial Infidelity. You have a dream of adopting a baby or trying to conceive through fertility and you realize that you need a substantial amount of money. Then you discover that your spouse has racked up $15,000 on a credit card that you weren’t aware they had. It’s like the … Continue reading Understanding Financial Infidelity
“You’ll need $17,500 for the full IVF cycle.” I remember the doctor saying this as we sat in his office discussing our options. We struggled with male infertility, which according to our doctor wasn’t uncommon. 1 in 8 couples struggle with infertility and 50% of them are male infertility. I don’t know if that … Continue reading Should I Borrow From My 401(k) To Pay For Adoption/Fertility?
I'm in love with calculators. There's something satisfying with someone else calculating some numbers and coming up with the answer. You have to understand that I hated math in high school. If it wasn't for the super cute teacher that looked like Superman, I probably would have hated it even more. That's why it's so … Continue reading How To Use The IRS Withholding Calculator to FIND Money
Five years ago I met a sweet little girl. I remember the first time I saw her. She came to church with her Pappo and she was dressed in the cutest little yellow dress. I was sitting in the back pew and she was in the pew right in front of us. I'm a baby … Continue reading Live With No Regrets
Whenever I meet someone that has adopted/gone through fertility or is about to go through this journey, I get so excited as if we are both a part of a club. This weekend I met a young man that has custody of his 10 month old nephew and he wants to adopt him. I loved … Continue reading The Financial Costs of Adopting a Family Member
My Fertility Story I didn’t plan on adopting. It was never part of the “when I grow up, I want to adopt” plan. Instead, I imagined that I would be 25 years old, married, with 2 kids and we’d grow into 6 kids. I was going to be a stay-at-home mom that gardened, canned, and … Continue reading Preparing Financially For Fertility and Adoption