When you are told you are going to need $20,000 for fertility or adoption, the first response is, where are we going to get that money? For many, your 401(k) is your biggest asset. Before you raid your 401(k) to pay for adoption and/or fertility, listen to this podcast interview as Financial Coach, Laura Coleman discusses what to consider such as opportunity costs, taxes, our different money pots, and future values.

If you don’t want to borrow money for Adoption, check out these courses from Family Money Coaching. Learn how to write a grant for adoption and fertility, how to organize a fundraiser, how to find the funds, and ways to prepare financially for adoption.