The Greatest Obstacle to Adoption

It’s one thing to read about ways to Decrease Expenses and another to execute it. You may have had good intentions before. Let’s change your mindset about the mistakes you’ve made. I want you to think about what it will feel like when the judge says, “This child is officially yours.” or When the doctor says, “It’s a girl.” That is the reason for you decreasing expenses. That is what should motivate you to change your spending habits. Read More

Should I Borrow From My 401(k) To Pay For Adoption/Fertility?

  “You’ll need $17,500 for the full IVF cycle.” I remember the doctor saying this as we sat in his office discussing our options. We struggled with male infertility, which according to our doctor wasn’t uncommon. 1 in 8 couples struggle with infertility and 50% of them are male infertility. I don’t know if that… Read More

Fostering a child can change BOTH your lives.

In 2015 my husband and I found out that our daughter was going to have a biological sister. The mother kept testing positive for drugs during her pregnancy and we believed that DCS would take the baby. We started Path classes to become certified to be a foster home. We left messages for the caseworker… Read More

How To Use The IRS Withholding Calculator to FIND Money

I’m in love with calculators. There’s something satisfying with someone else calculating some numbers and coming up with the answer. You have to understand that I hated math in high school. If it wasn’t for the super cute teacher that looked like Superman, I probably would have hated it even more. That’s why it’s so… Read More

I Just Can’t Say “NO”

One afternoon, I looked out my window and saw 2 guys in Polo’s and shorts approaching my house with clipboards. I knew immediately that they were trying to sell something and I just didn’t want to say “NO” to yet another person trying to get me to buy weed killer, grass fertilizer, or whatever they… Read More

My Financial Advice to Xennials

I’m a Xennial, (to find out if you are a Xennial, click on the link and take the quiz). It’s the generation between Millennial and Generation X. I remember walking from the Junior High, through the High School hallway to the typing class at the other end of the building. (Our school was small) I still… Read More

Find FREE Money – U.S. News & World Report survey on Cash Back Credit Cards

I love FREE stuff. I get so excited when I get something that’s FREE. It’s like this little part of me skips a beat and I want to dance a jig. I know I got it from my Mom because she gets this little smile on her face and she squeals. You have to know… Read More